1. Introduction

At Chevy GMC Engine Hub, we are committed to providing a smooth and secure checkout experience for all of our customers. This Payment Policy outlines the methods of payment we accept, how payments are processed, and your responsibilities when placing an order on our website.

2. Accepted Payment Methods

We currently accept the following forms of payment:

  • Credit & Debit Cards
      • Visa
      • MasterCard
      • American Express
      • Discover
  • Digital Wallets
      • PayPal
      • Apple Pay
      • Google Pay (where available)
  • Buy Now, Pay Later Options (if applicable)
      • [e.g., Affirm, Klarna, Afterpay — include only if used]
  • Bank Transfer / ACH (for large orders or by special arrangement)
      • Please contact us before ordering if you wish to pay via wire or bank transfer.

Note: All payments must be made in U.S. Dollars (USD), unless otherwise agreed upon.

3. Payment Processing

  • Payment is charged in full at the time of purchase, unless otherwise noted (e.g. if financing is offered).
  • For some high-value orders, additional verification may be required before processing.
  • Orders will only be fulfilled once full payment has been received and cleared.

4. Security & Data Protection

  • All transactions are processed through secure SSL encryption.
  • We do not store full credit card numbers on our servers.
  • Our payment processing partners are PCI-DSS compliant and follow industry-leading security standards.

5. Sales Tax / VAT

  • Applicable sales tax, VAT, or other local taxes will be added at checkout, based on your shipping or billing address.
  • For more information, please see our VAT Policy (link to VAT page).

6. Failed or Declined Payments

  • If your payment is declined, your order will not be processed.
  • Please check with your bank or card issuer for any issues related to declines.
  • If you believe the decline is in error, you may try a different payment method or contact our support team for assistance.

7. Order Cancellations and Refunds

  • Orders can be canceled prior to shipment for a full refund.
  • Once an order has shipped, our standard Return Policy applies.
  • Refunds, when applicable, will be issued back to the original payment method within 5–10 business days after approval.

8. Chargebacks & Fraud Prevention

  • We take fraudulent chargebacks seriously. If you initiate a chargeback without first contacting us to resolve an issue, we reserve the right to block future purchases and take legal action.
  • All IP addresses, transaction logs, and order information are securely logged and can be used in disputes or fraud investigations.